Every Loan • One Trusted Bridge

Fast, Transparent & Tailored Loans From Top Banks & NBFCs

Stop running from bank to bank. Whether you need a Home Loan, Business & MSME expansion capital, Personal funds, or Builder Project APF & Construction Finance, Kapeva Finance matches your profile with the lowest interest rates and highest eligibility under one roof.

💬 Chat with Loan Expert 🎁 Refer & Earn Payouts

30+

Partner Banks & NBFCs

100%

Transparent Process

Doorstep

Paperwork to Disbursal

Check Your Loan Eligibility

⚡ Instant WhatsApp Reply

Get connected with our Vashi advisory desk within 15 minutes.

Your Full Name *

Mobile / WhatsApp Number *

Loan Category *

Loan Amount (₹) *

Occupation Profile

Welcome to Kapeva Finance

Why Borrowers & Builders Trust Us

We analyze your financial profile and match you with the best lending partner—saving you time, money, and multiple bank visits.

Multi-Lender Network

Access a wide panel of leading Private Banks, PSU Banks, and NBFCs under a single window.

Best-Fit Interest Rates

We compare offers across lenders so you secure the lowest interest rates and affordable EMIs.

Fast-Track Approvals

Streamlined files and dedicated relationship managers ensure rapid login, sanction, and disbursal.

100% Transparency

Zero hidden clauses. Clear terms, upfront fee disclosures, and honest financial guidance.

End-to-End Support

From doorstep document pickup and file login to legal-technical coordination and disbursal.

Our Core Portfolio

Comprehensive Financing for Every Need

01 • Housing Finance

Home Loans & Balance Transfer

Turn your dream home into reality with long-term, low-interest housing finance.

✔️ New Flat Purchase, Resale & Plot Loans
✔️ Home Renovation & Extension Finance
✔️ Home Loan Balance Transfer + Top-Up to lower EMIs

Apply for Home Loan →

02 • Enterprise Capital

Business & MSME Loans

Fuel your enterprise with capital designed for working capital, cash flow, and expansion.

✔️ Unsecured Business Loans for Traders, Mfg & SMEs
✔️ Working Capital, Overdraft (OD) & Cash Credit (CC)
✔️ Machinery & Equipment Financing

Apply for Business Capital →

03 • Secured Liquidity

Loan Against Property (LAP)

Unlock the hidden value of your residential, commercial, or industrial property.

✔️ High Loan-to-Value (LTV) at low secured interest rates
✔️ Extended repayment tenures up to 15–20 years
✔️ Ideal for large business expansion or debt consolidation

Unlock Property Value →

04 • Instant Unsecured

Personal Loans

Quick unsecured funds for emergencies, weddings, travel, or personal milestones.

✔️ Minimal documentation & zero collateral required
✔️ Flexible repayment tenures from 12 to 60 months
✔️ Fast-track disbursal for salaried & self-employed

Get Quick Personal Funds →

05 • Auto Mobility

Vehicle & Commercial Auto Loans

Get behind the wheel faster with hassle-free auto financing and high on-road funding.

✔️ New & Pre-Owned Car Loans + Refinance
✔️ Commercial Vehicle & Fleet Financing
✔️ Two-Wheeler Loans with rapid approvals

Check Vehicle Loan Offer →

06 • Specialized Credit

Education & Gold Loans

Dedicated financing for higher academic ambitions and immediate gold-backed liquidity.

✔️ Domestic & International Higher Education Loans
✔️ Instant Gold Loans against ornaments
✔️ Flexible repayment & moratorium options

Enquire Now →

B2B Institutional Tie-Ups

Builder & Broker Partnership Program: End-to-End Project APF & Construction Finance

Are you a Real Estate Developer, Builder, or Channel Broker in Navi Mumbai, Thane, or Mumbai? Partner with Kapeva Finance to act as your dedicated external loan desk—accelerating your project approvals and buyer disbursements.

🏗️ Fast-Track Project APF Approvals

We coordinate CIDCO, NMMC, Legal, Technical, and MahaRERA documentation to get your project APF-approved across top Banks & NBFCs.

🏠 Buyer Home Loan Desk (Login to Disbursal)

Doorstep paperwork pickup for your flat buyers, eligibility matching, bank login, and rapid demand-letter disbursements.

🏢 Real Estate Project & Construction Loans

Structured construction finance and project term loans for developers based on project cash flows and inventory milestones.

🤝 Rewarding Channel Partner Payouts

Transparent tracking and prompt payouts for real estate brokers, CAs, and financial connectors upon loan disbursement.

Empanel With Kapeva Finance

Connect with our B2B Partnership Desk for Project APF Checklists or Broker Onboarding.

🤝 Partner via WhatsApp

Direct Desk: +91 9702251234 / 8898614410

🎁 Kapeva Referral Rewards Program

Refer a Friend, Family Member, or Client & Earn Guaranteed Payouts!

Know someone looking for a Home Loan, Business Loan, LAP, Personal Loan, or Vehicle Loan? Introduce them to Kapeva Finance and earn attractive referral rewards transferred directly to your bank account upon successful loan disbursement!

Step 01

Share Lead Details

Submit your friend or client's contact and loan requirement via our referral form.

Step 02

We Process & Sanction

Our loan experts handle doorstep paperwork, bank login, and fast-track approval.

Step 03

Get Instant Payout

Receive your referral reward directly in your bank/UPI upon loan disbursement!

✔️ Who can refer? Existing Customers, Friends, Brokers, CAs, Accountants & Housing Society Members!

Submit a Referral Now

Instant registration on our Referral Desk via WhatsApp

🎁

Your Name (Referrer) *

Your Mobile No. *

Friend / Client's Full Name (Lead) *

Friend's Mobile No. *

Loan Type Needed *

Approx. Loan Amount (₹)

Plan Your Repayment

Interactive Loan EMI Calculator

Loan Amount (₹) ₹ 25,00,000

₹1 Lakh₹5 Crore

Interest Rate (% p.a.) 8.75 %

7%24%

Loan Tenure (Years) 15 Years

1 Year30 Years

Estimated Monthly EMI

₹ 24,986

Principal Amount:₹ 25,00,000

Total Interest Payable:₹ 19,97,521

Total Payment:₹ 44,97,521

Lock Lowest Interest Rate →

Visit Our Office

Kapeva Finance on Google Maps

Drop by our advisory office in Vashi for face-to-face loan consultations, document verification, and builder project discussions.

📍 Address: Office No. 116, Bhoomi Square, Sector 19D, Vashi, Navi Mumbai 400703

⏰ Office Hours: Monday – Saturday: 10:00 AM – 7:00 PM

📞 Direct Desk: +91 9702251234 / 8898614410

Privacy Policy

Last Updated: October 2026

At Kapeva Finance (located at 116, Bhoomi Square, Sector 19D, Vashi, Navi Mumbai 400703), we respect your privacy and are committed to protecting any personal and financial data you share with us.

1. Information We Collect: When you submit an inquiry or document checklist, we collect contact details (Name, Phone, Email), occupation details, and financial/KYC documents (PAN, Aadhaar, ITR, Bank Statements) strictly for loan processing purposes.

2. Use of Information: Your information is used solely to assess loan eligibility, coordinate with empanelled Banks and NBFCs, and communicate status updates via phone, email, or WhatsApp.

3. Data Security: We maintain strict physical, electronic, and procedural safeguards in compliance with Indian data protection norms. We never sell, rent, or trade your personal data to third-party marketers.

4. Contact Us: For any privacy-related queries, email us at info@kapevafinance.in or call +91 9702251234.

Terms & Conditions

Last Updated: October 2026

By accessing kapevafinance.in or submitting loan/referral inquiries, you agree to the following terms:

1. Role of Kapeva Finance: Kapeva Finance is a loan distribution, DSA, and financial advisory firm. We act as a bridge connecting borrowers and builders with registered Banks and NBFCs. We do not directly disburse loans or accept public deposits.

2. Loan Sanction & Disbursal: Final loan approval, interest rates, loan amounts, processing fees, and disbursal timelines are determined solely by the respective lending Bank or NBFC in accordance with their credit policies.

3. Fees & Charges: Official login or legal-technical fees are payable directly to the lending institution via official payment channels. Kapeva Finance does not charge unauthorized upfront cash fees.

4. Refer & Earn Payouts: Referral rewards and channel partner payouts are disbursed only upon successful loan sanction and final disbursal by the lender, subject to verification.